Methods to obtain Cheap Car Insurance
Not causing any accidents or generating any claims will earn you a no claims bonus which will qualify you for discounts on future premiums. The no claims discount may be transferred between cheap car insurance and you can get up to 75% discount on typical prices in the event you manage to remain claim-free for five years. Some insurers also provide you with the choice of paying to safeguard your no claims bonus to ensure that one prang doesn’t wipe out years of careful driving. Insurers also take a look at any endorsements on your driving licence so keep your speed down and don’t use your mobile whilst behind the wheel.

A couple of insurers offer pay-as-you-go cheap car insurance and monitor your driving habits by fitting a GPS device to your car. These policies tend to be aimed at younger drivers and aim to dissuade individuals from driving at night when most accidents occur. They are able to be worthwhile if you don’t drive a lot and remain off the road between 11pm and 6am.

One of the questions insurers ask applicants is where they usually park their car overnight. Securing it in a locked garage is the best choice but parking it off-road on a driveway or in a private space is great too. Also make certain you fit an immobiliser and car alarm. Your postcode is another cheap car insurance factor - but not one you can do much about. Insurers will hike your premium if you live in what's deemed as a high risk region like a city centre or an area having a high crime rate.

Instead of accepting the renewal quote from your existing insurer, shop around for a cheap car insurance premium from a competitor. Likewise, if you are buying a brand new car do not accept the dealer’s insurance provide with out comparing costs first. Web comparison websites like Confused.com make this easy. By filling in 1 form you can get quotes from 97% of insurers within the market. The distinction between the highest and lowest quotes may be hundreds of pounds.

Surprisingly adding an additional driver to your premium can reduce what you pay. Older cheap car insurance drivers with a good driving history - maybe one of your parents - are best. Married or co-habiting couples also pay less than singletons, so if you’re coupled up make certain you tell your insurer.

If you're like many individuals of this generation and commute much more to a coffeemaker than a real office ask about low mileage discounts. Car insurance rates are based on mileage that assumes a driver commutes daily to work but if you work from house and drive less than 5,000 miles annually it’s feasible to save up to 50% or much more with a low mileage cheap car insurance discount.

Have to have significantly more info, you will need check out right here : cheap car insurance quotes